The new scheme allows you to buy time to withdraw stolen funds
The VTB Bank team spoke about a new scheme that scammers began to use. Under various pretexts, cybercriminals hack into a Telegram account, and then ask the victim’s friends and relatives to transfer funds to their account in a third-party bank, using a fake card design of large credit organizations.
Fraudsters implement the new scheme in two stages. First, a message comes to Telegram from a friend who asks to vote for a relative in a contest, purchase goods for a promotion, and so on. When clicking on the link, the user is asked to provide a phone number and confirm the vote with an SMS code. But in fact, he is on a phishing page and enters a password that allows scammers to gain access to his Telegram account.
A new way to make money on Telegram
Then, from the hacked account, the scammers send messages with a story about a force majeure event and a request to transfer money to their card number. In fact, her image is a fake created using a special Telegram bot. The card number is real, but the account is in another bank – as a rule, not in such a large and noticeable one, so this does not arouse suspicion among users.
The new scheme allows scammers to buy time to withdraw stolen funds. A client who has lost money first contacts the bank whose design was used by the scammers, and only then realizes that he actually sent the money to another organization. In parallel, scammers manage to cash out the funds received and use them for their own purposes.
