India’s First UPI ATM – A Game Changer in Cash Withdrawals

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Last updated on September 22nd, 2023 at 11:05 pm

India’s First UPI ATM – A Game Changer in Cash Withdrawals

Revolutionizing Banking with Hitachi Money Spot UPI ATM

India’s financial landscape is evolving, and Hitachi Payment Services, in partnership with NPCI, has ushered in a new era with India’s first UPI ATM. Discover how this innovation is transforming cash withdrawals and enhancing security.

Introducing India’s First UPI ATM

Breaking Ground in Digital Banking

Hitachi Payment Services, a subsidiary of Japan’s Hitachi Ltd, has unveiled the groundbreaking Hitachi Money Spot UPI ATM in collaboration with NPCI. This White Label ATM (WLA) marks a significant leap in India’s banking technology.


Cardless Cash Withdrawals: Convenience Redefined

No Cards, No Hassles

Say goodbye to physical debit and credit cards. The UPI ATM enables cardless cash withdrawals, allowing users to access cash from multiple accounts using the UPI app. This convenience extends far beyond traditional banking infrastructure.

A Boost for Financial Inclusion

Bringing Banking to All Corners

The UPI ATM promises to drive financial inclusivity, particularly in areas with limited access to traditional banking services and card facilities. It’s a step towards a more inclusive financial ecosystem.

Enhanced Security: A Shield Against Fraud

Combatting Card Skimming

With the UPI ATM, concerns about card skimming and related financial fraud are minimized. Learn how this innovation prioritizes your financial security.

How It Works

Seamless Transactions at Your Fingertips

Explore a step-by-step guide on how to use the UPI ATM for hassle-free cash withdrawals. See how it puts the power in your hands.

1. “Welcome to UPI ATM”

  • Get acquainted with the UPI ATM interface.
Also Read:   How to Set Up Your UPI Account on Google Pay Without a Debit Card

2. “UPI Cardless Cash”

  • Discover the cardless cash withdrawal feature.

3. Choose Your Cash Amount

  • Select your desired cash amount for withdrawal.

4. Scan the QR Code

  • Generate a QR code for your transaction.

5. Use Any UPI App

  • Open your preferred UPI app (BHIM, GPAY, etc.) and scan the code to complete your transaction.


  1. What is a UPI ATM?

    • A UPI ATM allows cardless cash withdrawals using the UPI app, eliminating the need for physical cards.
  2. How does it enhance security?

    • UPI ATMs minimize the risk of card skimming, a common form of financial fraud.
  3. Can I withdraw cash from multiple accounts?

    • Yes, the UPI ATM allows cash withdrawals from multiple accounts linked to your UPI app.
  4. Is this available in rural areas?

    • Yes, the UPI ATM aims to bring banking convenience to areas with limited traditional banking infrastructure.

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